In Illinois, workers compensation is considered to be “no-fault.” The same is true for most states, and most companies in the US are required by law to carry workers comp insurance.
Illinois workers compensation coverage helps pay for medical care and rehabilitation of employees injured at work. It also helps to replace lost wages while they are unable to work. As an employer, our coverage helps protect you from being sued by an injured worker no matter what state you operate your business.
At Zande Group, our agents are well trained on laws involving workers compensation in IL. Workers compensation laws differ from state to state, but our agents understand the laws in every state. Without the appropriate workers comp insurance analysis, you risk incurring fines or even criminal charges. You need to understand your rights and those of your employees if they are injured or become ill while working for you. The workers compensation system allows covered workers to be compensated for work-related injuries or illnesses.
Regardless of whether or not your business has a commercial insurance package, workers compensation insurance must be purchased as a separate policy. A workers comp plan can provide your company and its employees with the following:
- Medical expenses
- Lost income/wages
- Rehabilitation costs
- Death benefits
- And more…
If you own a business in Illinois, workers compensation insurance coverage can help save you and your organization from major employee issues as well as financially damaging lawsuits. If your business happens to be in another state, Zande Group can still help you look out for your company’s best interest.